Jake Howerton is a technology generalist and cofounder with 17 years' experience building real-time mobile payments and open transaction protocols from Austin. As cofounder of Zipmark he led engineering of instant, bank-backed mobile payment flows and brings deep Ruby on Rails expertise alongside deployment strategy, server architecture and routing/network design. His background spans telecom to web applications, giving him a systems-level perspective that informs both secure transaction design and resilient infrastructure. He pairs technical depth with marketing, branding and product design skills to translate complex payments plumbing into simple, trustworthy user experiences.
Contributions:4 pushes, 2 branches in 5 years 6 months
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