Summary
Alexander Melnik is a Chief Credit Analyst at Rosbank with eight years of experience in credit underwriting, financial modeling, and deal structuring across retail, wholesale, pharma, IT, agriculture and logistics. A CFA charterholder since 2021 with a Master’s in Financial Economics from HSE, he prepares and presents complex credit applications, proposes security and covenant enhancements, and monitors borrower covenants under 590-P methodology. He has led credit work for 19+ groups, coordinating risk, legal and documentation to bring transactions from initial request to signed facilities. Early career roles—from KPMG audits to VBA automation at Sberbank and tutoring university finance courses—give him a blend of hands-on technical, audit and teaching experience that informs pragmatic credit decisions.
8 years of coding experience
Master's degree, Financial economics, Master's degree, Financial economics at Высшая Школа Экономики
Русский, Английский, Немецкий