Alfred Rowe is a serial entrepreneur and hands-on software leader with over two decades of fintech and payments experience, currently serving as Co-Founder & CEO of Encodev Labs after a long tenure as its CTO. He built Ghana’s first internet banking system and founded MPower Payments (now Hubtel), pioneering developer-centric payment and smartphone POS solutions across West Africa. Alfred combines full-stack engineering chops—rooted in Ruby—with product-driven leadership, shipping platforms from e-ticketing to WhatsApp-based loan processing during COVID-19. He has held senior engineering and management roles at global firms like Andela and HireArt, bringing startup grit to enterprise-scale delivery. Notably, he began teaching Java and C++ at 19, reflecting a rare blend of early technical depth and sustained entrepreneurial impact.
12 years of coding experience
20 years of employment as a software developer
Application Developer in E-Technology (Diploma), Computer Software Engineering, Application Developer in E-Technology (Diploma), Computer Software Engineering at NIIT
High School, Business Management, High School, Business Management at Pope John Secondary
Contributions:34 commits, 26 pushes, 1 branch in 5 months
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