Amit Kumar
Director Model Development at Standard Chartered Bank
Bengaluru, Karnataka, India
Summary
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Senior🎓
Top SchoolAmit Kumar is a Director of Model Development with a 15-year background in credit risk modeling and eight years in leadership roles, currently overseeing IFRS9 model lifecycle for Standard Chartered’s retail portfolios across Asia and Africa. He has built end-to-end PD, LGD and EAD models for cards, personal loans, mortgages and business banking, led stress-testing and regulatory exercises, and standardized model development to deliver zero-issue validations. Skilled at translating complex analytics into actionable business insights, he has uncovered low-risk profitable segments and designed ECL approaches for new partnership products. Comfortable introducing ML challengers alongside traditional scorecards, Amit also drives operational efficiency by exploring advanced technologies to scale model development. Trained in financial economics (M.Sc.), he blends deep domain knowledge with practical implementation experience across banking, analytics consultancies, and credit bureaus.
8 years of coding experience
7 years of employment as a software developer
B.A. (Hons), Economics, B.A. (Hons), Economics at Aligarh Muslim UniversityM.Sc., Financial Economics, M.Sc., Financial Economics at Madras School of EconomicsGithub contributions (5)
amitmse/in_Python_
Aug 2017 - Jul 2022
Contributions:745 commits, 1046 pushes, 1 branch in 4 years 11 months
amitmse/in_SAS_
Aug 2017 - Jan 2023
Contributions:151 commits, 223 pushes, 1 branch in 5 years 5 months
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