Bharat Warule is a data-driven engineering manager based in Pune with 13 years of experience building predictive models, production analytics and model monitoring frameworks for banking and financial services. He has led end-to-end programs—migrating SAS to Python, automating CCAR/CECL reporting, and developing PD/LGD and prepayment econometric models—while managing teams that operationalize models for stress testing and regulatory compliance. His work spans climate risk analysis for mortgage portfolios to large-scale revenue and call-center forecasting, blending time-series econometrics, ML classifiers and text analytics. Comfortable bridging research and production, he has a strong academic foundation (MSc Statistics) and a knack for turning complex statistical methods into auditable, business-ready solutions. An understated strength is his experience embedding model governance into engineering workflows, ensuring accuracy and regulatory traceability as models move to production.
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Bharat Warule - Manager at Tata Consultancy Services