Summary
Bhavana Manchana is a data science leader with a decade of experience building and deploying credit risk models at American Express, currently serving as Director of Data Science in Greater Hyderabad. She has driven portfolio risk strategies through COVID, delayed recession, and prolonged inflation, translating complex external data—credit bureaus, home value intelligence, neighborhood and trade-level records—into intuitive attributes that improved discrimination and reduced losses. Her work spans model research to productionization, including a novel sampling technique for COVID-era behavior and agile frameworks that cut regulatory turnaround by weeks. Recognized repeatedly with internal awards, she combines hands-on modelling (GBMs, attribute engineering) with program-level delivery across international markets. Colleagues rely on her ability to balance rigorous risk controls with pragmatic, efficiency-focused solutions that scale across regions.
10 years of coding experience
9 years of employment as a software developer
Bachelor's degree Information Technology, Bachelor's degree Information Technology at Teegala Krishna Reddy Engineering College
Masters in Information Technology Information Technology, Masters in Information Technology Information Technology at International Institute of Information Technology Hyderabad (IIITH)