Borna Novak
Fintech Consultant at Infosig
Croatia
Summary
👤
Senior🎓
Top SchoolBorna Novak is a fintech consultant and payments technologist with 13 years of experience designing and operating high-throughput transaction switches, POS processing platforms, and e-wallet systems. He has held engineering and leadership roles from CTO and co-founder to payments operations lead, helping scale and sell regional processing businesses and manage PCI certifications. Deep expertise spans card acquiring/issuing, ISO8583 switching, EMV, PIN/DUKPT cryptography, HSM integrations and custom cryptography for smartcards and terminals. Equally comfortable in code and boardroom, he’s built core processing systems in Ruby, Java and C and has led teams through architecture, compliance and go-to-market execution. Now entering a mentorship phase, he focuses on teaching the next generation while still taking on complex, pro bono-impact projects. Based in Croatia, he combines early-start coding chops (first sale at age 12) with proven product-to-exit experience in the payments industry.
13 years of coding experience
13 years of employment as a software developer
Mag. Sc., Mathematical statistics, probability theory, computer science, Mag. Sc., Mathematical statistics, probability theory, computer science at University of Zagreb/Sveuciliste u Zagrebu
English, Spanish, Italian
Stackoverflow
11reputation
874reached
1answer
0questions
Github Skills (200)
faraday10
multithreading10
windows10
ruby10
cldr10
rack10
client-library10
sidekiq10
locale10
jruby10
rvm10
nano10
truffleruby10
android10
sequel10
Programming languages (15)
Github contributions (5)
bbozo/simple_form_class
Apr 2013 - Apr 2014
Contributions:48 commits in 1 year
parametersrails-modelvalidationrailsruby
info-sig/infosig-utils
Mar 2019 - Aug 2024
Contributions:9 reviews, 8 PRs, 34 pushes in 5 years 5 months
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