Caio Silva

Credit Manager at InovaMo

Brazil
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Summary

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Caio Silva is a data-driven credit manager with nine years of hands-on experience turning complex data into measurable business impact across banks, fintechs, consulting, and education. He specializes in predictive modeling, segmentation, and experiment design to optimize credit strategy, portfolio performance, and revenue while operating under Basel II/AMA frameworks. At Serasa Experian he leads a team building one of Latin America’s largest data-lake-backed credit platforms, onboarding partners and new data sources to enable real-time, trustworthy decisioning. His background spans end-to-end credit lifecycles—from acquisition and behavioral modeling to collections—and includes process automation and KPI-driven improvements that reduced losses without sacrificing conversion. A former founder, he blends product mindset and technical fluency in Python, SQL, R, SAS, and Databricks to deliver scalable analytics products. Outside the obvious, he’s comfortable bridging regulatory rigor with experimentation-driven growth, making him a pragmatic partner for teams tackling high-stakes credit challenges.
code10 years of coding experience
job6 years of employment as a software developer
bookMaster, Financial Economics, Master, Financial Economics at FGV - Fundação Getulio Vargas
bookBachelor, Statistics, Bachelor, Statistics at Universidade Estadual de Campinas
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Github Skills (29)

nodejs10
react10
typescript9
tidy9
keep-alive9
aws-sdk8
aegir7
aws7
logger7
go6
aws-sdk-go-v26
k8s5
internet5
kubernetes4
http3

Programming languages (10)

DockerfileJavaC++ShellScalaMakefileJavaScriptGo

Github contributions (5)

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rasecoiac03/github-tidy

Jul 2018 - Oct 2021

Scripts to tidy up Github
Contributions:4 reviews, 16 commits, 4 PRs in 3 years 3 months
tidy
grupo-sbf/tech-culture

May 2021 - Dec 2022

Contributions:1 review, 6 PRs, 7 pushes in 1 year 6 months
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