Charles Chay
Co-Founder at Zen Digital Solution
Special capital Region of Jakarta, Indonesia
Summary
👤
Senior🎓
Top SchoolCharles Chay is a fintech-focused entrepreneur and technologist with a decade of experience building payment ecosystems and hardware-software integrations across Indonesia. As Co-Founder of Zen Digital Solution and multiple startups, he has led end-to-end delivery of Android, iOS, web and desktop applications while also bringing POS, Android EDC, vending and QR/payment aggregator solutions to market. His product leadership roles—VP of Business & Product Manager at DIKA and CMO at FairPay—reflect hands-on experience connecting banks, EMV/Felica readers and offline transaction flows for transport and merchant networks. Known for bridging technical development and commercial growth, he repeatedly identifies partners and assembles localized fintech stacks (TKDN-compliant) to scale cashless payments. Based in Jakarta with a computer science degree, he combines startup grit with practical deployment experience in unattended terminals and merchant acquiring that many pure engineers lack.
10 years of coding experience
10 years of employment as a software developer
Sarjana Komputer , S.Kom, Information and Technology, Sarjana Komputer , S.Kom, Information and Technology at Universitas Bunda Mulia
Indonesian, Indonesian, hokkian
Stackoverflow
1reputation
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Github contributions (3)
juliusce/berkatsouvenir
Nov 2015 - Mar 2016
Contributions:15 pushes, 1 branch in 3 months
Quallcode/forkes
Oct 2015 - Nov 2015
Contributions:69 commits, 60 pushes, 1 branch in 1 month
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