Charles Horton is a seasoned technology leader with 15 years of experience and the Chief Technology Officer at Acorn Finance, the world’s first embedded lending marketplace for home improvement financing. Based in Sacramento, he directs engineering and platform strategy to align lending, contractor, and software partners toward better borrower outcomes. Known for blending product-minded leadership with hands-on technical oversight, he scales systems that balance regulatory, data, and partner-integration requirements. Though his public GitHub footprint is minimal, his role driving a specialized fintech marketplace suggests deep experience in secure payments, integrations, and lending workflows. Colleagues describe him simply as "Chuck"—a pragmatic CTO who turns complex finance problems into operationally reliable technology.
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Charles Horton - Chief Technology Officer at Acorn Finance