Chris Michael

Co-Founder And Co-CEO at Ozone Financial Technology

London, England, United Kingdom
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Summary

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Chris Michael is a seasoned technology leader and fintech entrepreneur with over 8 years in senior executive roles and a 25+ year track record of building digital products, platforms and cross-functional teams for global brands. As Co-Founder and Co-CEO of Ozone Financial Technology and former Interim Head of Technology at Open Banking, he helped design the UK Open Banking Standard and its governance model, bridging regulatory compliance with commercial realities. He has led large digital transformations—from building global Big Data and eSales platforms that drove seven-figure revenue gains to digitising high-volume public services for the UK Ministry of Justice. A pragmatic strategist and mentor, Chris combines agency and product experience (CTO roles and multiple startups) with hands-on delivery across cloud, APIs and analytics. Notably, he applies practical engineering discipline to standards work, ensuring scalable, auditable API ecosystems that serve banks, regulators and third parties internationally.
code8 years of coding experience
job29 years of employment as a software developer
bookBachelor of Engineering (BEng) Mechanical Engineering, Bachelor of Engineering (BEng) Mechanical Engineering at Imperial College London
bookMaths Physics and Chemistry, Maths Physics and Chemistry at Emanuel School
bookSt James Independent School for Boys
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Stackoverflow

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Github Skills (18)

data-api9
banking8
open-banking8
open-data7
api7
openapi5
pii3
information-sharing3
traceability3
data-mesh2
data-management2
sustainability2
climate-science2
spec2
metadata-management2

Programming languages (2)

JavaScriptRAML

Github contributions (5)

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OpenBankingUK/QTSP-Services

Mar 2019 - Mar 2019

Public repo for sharing information about availability of QTSP services relating to PSD2 eIDAS certificates
Contributions:17 commits, 8 PRs, 13 pushes in 17 days
public-repoavailabilityeidassharingcertificates
Contributions:5 pushes in 1 month
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Chris Michael - Co-Founder And Co-CEO at Ozone Financial Technology