Summary
Daniel Melo is a senior leader with 12+ years driving solution development, partnerships and sales at FICO, where he pioneered Open Banking Scoring and consistently created new revenue streams through hyperpersonalized AI and analytics. He blends deep expertise in risk management, regulatory advisory and digital banking with hands-on product strategy—translating complex analytics into partner-ready, commercial offerings. Daniel has a track record of leading global teams across EMEA, AMER and APAC to exceed targets and embed FICO’s platform into diverse industries from financial services to telecom and government. His background spans credit & collections, regulatory frameworks and pre-sales leadership dating back to senior roles at HSBC, Unibanco and American Express, giving him rare end-to-end perspective on customer lifecycle and operational execution. Fluent in both technical and commercial domains, he often acts as an evangelist and public-facing thought leader for FICO Advisors. Based in Goiânia, he pairs an engineering foundation and multiple international MBAs with a knack for turning regulatory constraints into competitive advantage.
12 years of coding experience
8 years of employment as a software developer
Engineer's degree Electrical and Electronics Engineering, Engineer's degree Electrical and Electronics Engineering at ETI Lauro Gomes
MBA Business Administration, MBA Business Administration at USP - Universidade de São Paulo
Master of Business Administration (MBA) The Internet - Impacts on International Economy, Master of Business Administration (MBA) The Internet - Impacts on International Economy at Vanderbilt University - Owen Graduate School of Management
MBA Globalization and the impacts on international affairs, MBA Globalization and the impacts on international affairs at University of Cambridge
Master of Business Administration (MBA) International Trade Finance, Master of Business Administration (MBA) International Trade Finance at emlyon business school
Portuguese, Spanish, English