Summary
David Chen is a product leader with 12 years of experience building AI and cloud-native solutions for top financial institutions, currently leading Wells Fargo’s AI engine for digital account origination. He combines deep technical chops from a Computer Science MS and a PhD in Geographic Information Science with hands-on enterprise delivery—driving LLM-enabled decisioning, real-time orchestration, and cross-functional integrations that measurably boost conversion while tightening fraud and identity controls. Previously he scaled AI identity and authentication programs that delivered multi‑million dollar savings and led a global Generative AI training program impacting 30% of Thoughtworks’ workforce. David’s background spans healthcare AI research with peer‑reviewed publications and award-winning clinical apps through to pragmatic product leadership in banking, giving him a rare mix of research rigor and enterprise-grade product execution. Based in Charlotte, he mentors peers transitioning into AI product roles and focuses on responsible, scalable AI adoption across risk, compliance, data, and engineering.
12 years of coding experience
7 years of employment as a software developer
Product Leader Product Management, Product Leader Product Management at Product School
Master of Science (MS) Computer Science and Engineering, Master of Science (MS) Computer Science and Engineering at The Ohio State University
Leadership Education Leadership and Management, Leadership Education Leadership and Management at The Wharton School
Chinese, English