David Goaté is a technology leader and founder with over a decade of hands-on experience building and scaling cloud-native systems for high-growth fintech. As Co-Founder, CTO and now Chief Architect at Marshmallow he led a 60+ engineering organisation, helped grow the business to a $1–2bn valuation and delivered products that have insured over 1M drivers and generated over £1bn in revenue profitably. He combines strategic product-driven architecture with operational rigor—delivering real-time pricing and embedded insurance systems that directly drive commercial outcomes. Known for leading 0→1 expansion teams, he systematises new product launches to find PMF quickly while preserving reliability and developer experience. A first-class Computer Science graduate, he brings startup grit from early roles at Yoti and other founding-engineer positions to enterprise-grade engineering and team-building.
11 years of coding experience
13 years of employment as a software developer
Crowstone Preparatory School
Thorpe Hall School
Bachelor of Science (BSc), Computer Science, 1st, Bachelor of Science (BSc), Computer Science, 1st at University of East Anglia
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