Summary
Enrique Velasco-Castillo is a payments and digital commerce strategist turned founder with 13 years of experience spanning fintech advisory, telco digital services research, and product strategy at scale. He led payments practice work at BCG—covering merchant acquiring, Open Banking/PSD2, CBDC and ecosystem design—and then drove long-range payments and commerce innovation at Spotify. His background blends rigorous research (MSc in Cognitive & Decision Sciences) and academic teaching with hands-on market analysis in renewable energy and healthcare, giving him a systems-level view of technology, regulation and user behaviour. Now CEO & Founder of Summantic Labs in Amsterdam, he combines consultancy-grade problem framing with startup execution, often translating complex payments regulation into commercially viable product blueprints. Notably, he has led distributed, cross-region teams and repeatedly moved between research, strategy and implementation roles, which helps him bridge executive strategy and product delivery.
13 years of coding experience
7 years of employment as a software developer
Master of Arts - MA Social Sciences, Master of Arts - MA Social Sciences at The University of Freiburg
Pontificia Universidad Javeriana
University College London
English, Spanish, German, French