Fábio Matos is a pragmatic, hands-on technology leader and CTO based in Porto with over a decade building and scaling cloud-native platforms for fintech and e-commerce. He progressed from senior engineer roles at Zalando to principal engineer and tech lead at N26, and now leads engineering and technology strategy at JUMO, blending architecture, delivery and people leadership. His technical toolkit spans Kotlin/Java, Spring Boot, TypeScript/React, Kubernetes, AWS, Terraform and data stores like PostgreSQL and DynamoDB, with production experience in Kafka, CI/CD and microservices. He’s known for turning complex banking and payments requirements into reliable, auditable systems while keeping teams productive and culture-focused. Not obvious from titles alone: he’s equally comfortable diving into code or infrastructure (Terraform, Nomad, Vault) to unblock delivery, which makes him a rare CTO who still ships features. Educated in Informatics Engineering at Universidade do Minho, he emphasizes practical solutions that scale with the business.
10 years of coding experience
14 years of employment as a software developer
Licenciatura (5 years) Informatics Engineering, Licenciatura (5 years) Informatics Engineering at Universidade do Minho
Find and Hire Top DevelopersWe’ve analyzed the programming source code of over 60 million software developers on GitHub and scored them by 50,000 skills. Sign-up on Prog,AI to search for software developers.
Request Free Trial
Fábio Matos - Chief Technology Officer (CTO) at JUMO