Filipe Germano is a Principal Software Engineer with 11 years of experience leading cloud-native, high‑throughput payment and financial services systems from São Paulo. He has driven architecture and engineering teams at major Brazilian fintechs and banks—shaping PicPay’s acquiring stack, AWS infrastructure and FinOps practices, and now leading technology at Santander. His strengths span scalable microservices, payment gateways (PIX, 3DS, tokenization), SRE practices and chaos/resilience engineering, with hands‑on experience in CI/CD, observability and transactional security orchestration. He combines technical depth with people development, having moved from specialist engineer roles to managing cross-functional architecture, SRE and e‑commerce teams. Notably, he built mission‑critical onboarding and risk orchestration flows for banks that required low latency, high availability and advanced fraud controls. He holds an executive MBA in leadership and brings a pragmatic, product-focused approach to transforming digital payments at scale.
11 years of coding experience
12 years of employment as a software developer
MBA Executivo Internacional em Liderança e Gestão Administração e Gerenciamento de Computação/Tecnologia da Informação, MBA Executivo Internacional em Liderança e Gestão Administração e Gerenciamento de Computação/Tecnologia da Informação at Saint Paul Escola de Negócios
Graduado em Análise e Desenvolvimento de Sistemas Tecnologia da Informação/Sistemas da Informação, Graduado em Análise e Desenvolvimento de Sistemas Tecnologia da Informação/Sistemas da Informação at Instituto Federal da Paraíba
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