Summary
Francois Cote is a seasoned fintech executive and founder with 15 years of experience building digital lending businesses and growth strategies. As CEO of Fig and Executive VP & Chief Business and Growth Officer at Fairstone Bank, he blends startup agility with nearly a century of institutional lending expertise to scale consumer finance products across platforms. He has led digital transformation and strategy roles at Fairstone and Citi, consistently turning complex banking operations into customer-first, technology-enabled experiences. Based in Montreal, he also advises fintech accelerators and brings a hands-on web development background, reflecting a rare mix of product, technical fluency, and commercial leadership. Notably, his work focuses on embedding lending into partner ecosystems to expand equitable access to credit for Canadians.
15 years of coding experience
8 years of employment as a software developer
Business Management, Business Management at Oulton College
French, English