Gerben De Graaf
Chief Technology Officer at Oper Credits
Utrecht, Utrecht, Netherlands
Summary
👤
Senior🎓
Top SchoolGerben De Graaf is a seasoned technology leader and current CTO based in Utrecht, with 13 years of leadership experience and a 15-year developer background building web, native, game and B2B systems. He specialises in turning business goals into practical, auditable technical roadmaps—most recently steering Agentic AI for mortgage origination at Oper Credits—and excels at assembling high-performing agile teams that bridge product, process and engineering. At Backbase he scaled engineering for banking platforms and Backbase-as-a-Service, blending domain-savvy delivery with a data-driven approach to prioritisation and measurable outcomes. His early career in real-time multiplayer platforms and payments APIs gives him deep hands-on credibility across complex distributed systems. Colleagues describe him as a pragmatic champion of technology-led change who knows that lasting transformation depends on individual commitment as much as architecture.
13 years of coding experience
26 years of employment as a software developer
Rotterdam University of Applied Sciences
Stackoverflow
1reputation
0reached
0answers
0questions
Github Skills (11)
thin4
cryptocurrency2
bitcoin2
markdown1
generator1
privacy1
letter1
ios1
scanning1
electron1
security1
Programming languages (2)
Github contributions (5)
gerb030/PiTrials
Jul 2019 - Jan 2022
Contributions:13 pushes, 1 branch in 2 years 6 months
gerb030/MarkovTweeter
Oct 2019 - Jul 2020
A generic library that generates tweets using Markov Chains based on an existing twitter feed
Contributions:1 release, 2 PRs, 5 pushes in 9 months
twitter-botmarkov-chainsgenericchainstwitter-api
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