Harsh Pokharna
Co-Founder & CEO at OkCredit
Bengaluru, Karnataka, India
Summary
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Senior🎓
Top SchoolHarsh Pokharna is a founder-CEO with a decade of experience scaling consumer-facing fintech for micro, small and medium businesses, currently leading OkCredit, which serves over 3 million MSMEs across India. He blends product-led growth with data-driven financial inclusion, turning proprietary transaction data into an informal credit score (OkScore) and partnering with banks to expand lending. Based in Bengaluru and YC S18 alumnus, he combines startup operator instincts with active angel investing across 35 early-stage companies, giving him a wide view of emerging consumer and enterprise fintech trends. Harsh’s approach is unconventional—he’s committed to building a category-defining company while living a highly mobile, global lifestyle, a mindset he says fuels creative risk-taking. That dual focus on scale and freedom underpins his leadership style: mission-oriented, metrics-led, and relentlessly customer-centric.
10 years of coding experience
2 years of employment as a software developer
S18, S18 at Y CombinatorIndian Institute of Technology KanpurSenior Secondary School, Science, Senior Secondary School, Science at Maharaja Sawai Man Singh Vidhyalaya, Jaipur
English, Hindi
Github Skills (1)
macos1
Github contributions (5)
atrij/facial_emotional_classifier
Jun 2016 - Jul 2016
Contributions:59 commits, 57 pushes in 1 month
harshpokharna/CaffeInstallationAndDemo
Jul 2016 - Jul 2016
Contributions:36 commits, 35 pushes, 1 branch in 5 days
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