Summary
J Scott is a founder and operator with 11 years of experience building data-driven products and scaling high-growth fintech and ecommerce businesses. As an early Square executive he founded Square Capital and grew it from concept to a $1B+ internal valuation, pioneering one-click loan acceptance and an originate-to-sell model that influenced the industry. He has repeatedly built lean, profitable teams—at Bridgerock Data and Gumtap—and combines deep expertise in underwriting, risk, data science, and payments with hands-on product and hiring experience. Now based in Miami, he cofounded a stealth startup while advising and investing in dozens of startups and venture funds across ecommerce, anti-fraud, and lending. Notably, he has a track record of translating large-scale payment and fraud signals into operational products and capital markets structures that materially moved company valuations. His background in finance and early technical roles gives him an uncommon blend of quantitative rigor and operator instinct.
11 years of coding experience
6 years of employment as a software developer
Diploma, Diploma at The Bolles School
B.S. Finance, B.S. Finance at University of Florida