Jian Lu is a Senior Product Manager with nine years of finance and payments experience, combining three years of hands-on product leadership in the payments industry with five years in audit and accounting. Based in Shanghai with German education and work experience, he specializes in cross-border payments, funds clearing, settlement and reconciliation, and regulatory reporting across DFPI, CSSF, HKMA, MAS and BNM frameworks. At Alipay he built a standardized end-to-end regulatory reporting platform with audit tools, controls and exception management, and drove product strategy and requirements for clearing and reconciliation products. His background in IFRS audits gives him a rare ability to translate regulatory and control needs into pragmatic product solutions that reduce operational risk.
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