Jiyao Xu is a founding partner and financial planner with over a decade of experience helping young Chinese professionals clarify goals and build practical strategies across mortgages, loans, and everyday finances. She founded X and Y Advisors in 2017 after hands-on roles in financial planning and auditing at Gurman Wealth Management and KPMG, bringing both advisory and compliance rigor to client solutions. Trained in financial engineering and certified in personal financial planning through UCLA Extension, she blends quantitative grounding with accessible, client-first advice. Based between Tianjin and the United States, she leverages cross-border perspective to guide clients navigating international finances. Known for patient education and actionable roadmaps, she often focuses on incremental habits that compound into long-term security. Clients value her ability to translate complex financial products into clear steps tailored to immigrant professionals building careers abroad.
10 years of coding experience
4 years of employment as a software developer
Certificate Personal Financial Planning, Certificate Personal Financial Planning at UCLA Extension
Bachelor's Degree Financial engineering, Bachelor's Degree Financial engineering at Tianjin University of Finance and Economics
Contributions:8 commits, 6 pushes, 1 branch in 5 months
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Jiyao Xu - Founding Partner at X and Y Advisors, Inc.