João Fernandes
Co-Founder at Indie Seguros
Lisbon Metropolitan Area Portugal
Summary
👤
Senior🎓
Top SchoolJoão Fernandes is a seasoned founder and operator with 11 years of experience building and scaling digital businesses from Lisbon, currently co-founding Indie Seguros to create an API-first "Insurance OS" that embeds on-demand coverage into platform workflows. He has a track record of launching and exiting startups—most recently selling Colmena and eCheque to Coverflex—and continues to invent via Cre8ventures and a new venture QUATRO40. João blends product, Go-to-Market and partnership expertise from early mobile and digital agencies to HealthTech and insurtech, enabling platforms to reduce friction and unlock new revenue through embedded protection. An active angel and community investor, he helps Portuguese startups grow while leveraging corporate strategy experience from roles at Altice and Monday Interactive. He pairs formal management training from ISEG and IE Lifelong Learning with hands-on delivery experience dating back to early mobile product launches, reflecting a pragmatic, product-first founder mentality. Less obvious: he repeatedly builds venture factories that spin out commercial businesses, not just ideas, signaling a bias for repeatable, investable outcomes.
11 years of coding experience
11 years of employment as a software developer
MaristasHiOP | Leading Innovation, HiOP | Leading Innovation at IE University Lifelong LearningSKOLAE FormaçãoEscola Secundária da ParedeGraduate Management, Graduate Management at ISEG - Lisbon School of Economics & ManagementGraduate Management, Graduate Management at Universidad de Valladolid
English, Spanish, Portuguese
Stackoverflow
11reputation
671reached
1answer
0questions
Github Skills (6)
android6
android-fragments6
android-architecture-components6
sdk-android4
android-sdk3
sdk2
Programming languages (1)
Github contributions (5)
joaotfernandes/screenshort
Dec 2017 - Feb 2018
Contributions:28 commits, 33 pushes, 24 branches in 2 months
ETFernandes/kcsitapp
Jan 2015 - Jan 2015
Contributions:23 pushes in 3 days
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