Joe Zhu
Co-Founder at Ref Finance
Nanjing City, Jiangsu, China
Summary
👤
Senior🎓
Top SchoolJoe Zhu is a co-founder and seasoned frontend engineer with 11 years of experience building web and blockchain-native products from Nanjing. He has led technical teams and product development at Ref Finance and BDN, combining frontend expertise in JavaScript with backend skills in Python and PHP to deliver decentralized finance and data-ecosystem platforms. Joe leverages practical knowledge of NEAR Protocol and WebAssembly-era tooling to ship low-latency, cost-efficient DeFi features while also architecting trust-focused data solutions for smart retail. A Nuist graduate, he pairs hands-on engineering with strategic product thinking and a founder’s drive to “create a new world,” reflecting a penchant for ambitious, ecosystem-level projects.
11 years of coding experience
12 years of employment as a software developer
Major, Major at 南京信息工程大学
Github Skills (14)
finance10
ref10
ethereum10
react10
blockchain10
http-api9
api7
indexer6
near4
hacklang3
java3
git2
php1
sdk1
Programming languages (6)
Github contributions (5)
ref-finance/guide
Aug 2021 - Dec 2022
Ref Finace guide documents
Contributions:51 commits, 4 PRs, 103 pushes in 1 year 4 months
ref
dapdaps/berachain-interface
Oct 2024 - Apr 2025
Contributions:14 reviews, 207 PRs, 206 pushes in 5 months
Find and Hire Top DevelopersWe’ve analyzed the programming source code of over 60 million software developers on GitHub and scored them by 50,000 skills. Sign-up on Prog,AI to search for software developers.