Joo Kim
Senior Director Of Credit at Wisetack
New York, New York, United States
Summary
👤
Senior🎓
Top SchoolJoo Kim is a senior credit leader and quantitative data scientist with eight years of experience building predictive models and credit strategies across fintech and payments companies. Currently Senior Director of Credit at Wisetack, she has led credit teams and risk initiatives at Addi, Bread, and Bread’s earlier analytics org, turning statistical modeling into production-ready decisioning systems. A Columbia-trained data scientist with a sociology background from Northwestern, she combines rigorous quantitative methods with an appreciation for consumer behavior and social impact. Joo has consulted on data science projects and maintains a public GitHub profile, signaling continued hands-on experimentation and an openness to collaborative problem solving. Colleagues describe her as driven to leverage data for practical solutions—whether tuning scorecards, reducing loss, or designing fairer underwriting rules.
8 years of coding experience
5 years of employment as a software developer
Bachelor's Sociology, Bachelor's Sociology at Northwestern UniversityMaster's Quantitative Methods in the Social Science Data Science Focus, Master's Quantitative Methods in the Social Science Data Science Focus at Columbia University
English, Korean
Github Skills (13)
cyclone5
pipeline3
data-platform3
analytics2
data-science2
data-analytics2
sql2
spark2
python2
etl1
data-pipeline1
airflow1
data-engineering1
Programming languages (2)
Github contributions (5)
jk4088/Image-Classification
Mar 2018 - Sep 2018
Contributions:2 pushes in 6 months
jk4088/hello-world
Jan 2018 - Jan 2018
Contributions:2 PRs, 2 pushes, 2 branches in 1 day
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