Summary
Jose Moreno-torres is a data and analytics executive with 11 years of experience scaling data, ML and finance functions across B2C and B2B startups, currently serving as Director of Data at Phrase. He has repeatedly operated as a hands-on Chief Data Officer—designing data warehouses, productionizing credit decision models, and owning credit loss P&L lines—while also leading product, marketing and finance at senior levels. His PhD in artificial intelligence underpins a track record of building novel ML-driven credit scoring and personalization systems that outperformed industry benchmarks. Comfortable switching between deep technical work and executive strategy, he has steered companies through hyper-growth and crisis (including record results during COVID-19). Now based in Valencia and launching an independent project away from venture-backed tech, he remains open to remote consulting that leverages both his research pedigree and operational experience.
11 years of coding experience
4 years of employment as a software developer
Doctor of Philosophy (Ph.D.) Artificial Intelligence, Doctor of Philosophy (Ph.D.) Artificial Intelligence at Universidad de Granada
Research Visitor Artificial Intelligence, Research Visitor Artificial Intelligence at University of Notre Dame
Master of Philosophy - MPhil Philosophy, Master of Philosophy - MPhil Philosophy at University of Valencia
University of California, San Diego
Research Visitor Genetic algorithms, Research Visitor Genetic algorithms at University of Illinois Urbana-Champaign