Juan Arciniegas is an experienced mortgage underwriter and advisor with five years in mortgage lending and a decade-plus career in retail banking and brokerage, currently advancing underwriting work at CMLS Financial (nestogroup). He combines deep product and credit analysis expertise with a client-first approach, simplifying complex financing options for diverse borrowers and leveraging fluency in Spanish to broaden accessibility. Juan has progressed from frontline banking roles at Scotiabank to senior advisory and broker positions, demonstrating steady leadership in helping clients achieve homeownership, refinancing, and investment goals. Outside finance he’s training as a web developer through Le Wagon, signaling a growing interest in front-end development that complements his analytical mindset and could enable tech-driven improvements in the mortgage experience.
5 years of coding experience
Full Stack Web Developer, Full Stack Web Developer at Le Wagon
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Juan Arciniegas - Mortgage Underwriter at CMLS Financial