Karla Renschler is a mission-driven research leader with a decade of experience studying how technology, data, and policy shape small business finance. As Director of Small Business Research at FinRegLab she leads investigations into open banking, cash-flow underwriting, AI-driven lending, embedded finance, and the evolving gig and microbusiness economy. She has led federally funded multi-year research, authored qualitative reports and co-authored empirical work with academic partners at NYU, translating complex evidence into actionable recommendations for policymakers and industry. Prior roles at Capital One and global nonprofits honed her ability to blend qualitative and quantitative methods, product thinking, and marketing analytics to design solutions for underbanked entrepreneurs. Based in Washington, DC, she combines academic rigor (UCLA, 3.95 GPA) with practical program management and cross-sector stakeholder engagement. Colleagues describe her as a strategic translator who surfaces hidden implications of emerging financial infrastructure for small business resilience.
10 years of coding experience
10 years of employment as a software developer
Bachelor of Arts (B.A.), Global Studies, Political Science, Geography and Environmental Studies, GPA 3.95, Bachelor of Arts (B.A.), Global Studies, Political Science, Geography and Environmental Studies, GPA 3.95 at University of California, Los Angeles
Contributions:174 commits, 20 PRs, 164 pushes in 1 year 6 months
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Karla Renschler - Director Of Small Business Research at FinRegLab