Summary
Lu Wang is a data-driven risk executive and PhD-trained analytical thinker with nine years of experience building predictive models for credit risk, stress testing, and loss forecasting across banking and healthcare. Currently Deputy General Manager of Risk Management at China Industrial Bank's Credit Card Center, she has progressed from quantitative modeling roles at JPMorgan to senior data science and modeling leadership within the same banking group. Her strengths blend rigorous statistical and machine learning expertise (Python, R, SAS, PySpark) with practical product delivery—leading end-to-end projects on large, complex datasets. She is adept at classification, regression, clustering and time-series problems, and has hands-on experience implementing loan-level CCAR and loss forecasting frameworks. With a PhD in Molecular and Cellular Biology (biostatistics concentration) and a master’s in IT, she bridges deep academic training and production-grade analytics in regulated environments. A quick learner and multi-tasker, she often translates complex technical models into actionable business decisions for credit portfolios.
9 years of coding experience