Manoj is an experienced fintech technology leader and Chief Technology Officer based in Bengaluru, with a decade-long track record building secure, scalable payment systems and cloud-native deployments. He blends hands-on software architecture and delivery expertise with advanced studies in data science and machine learning, having led AI-driven chatbot projects like Axis Aha and deep integrations with banking platforms such as Finacle and Apache Fineract. His open-source contributions to Apache Fineract and the legacy openMF/community-app show practical full-stack skills—from Java backend fixes for loan and fixed-deposit logic to Angular UI enhancements—underscoring a pragmatic focus on financial business rules. Across roles at Fynarfin, Active.Ai, Novopay, Oracle, and Infosys, Manoj has moved from implementation to strategic technology leadership while keeping close to the code and product. Notably, he combines fintech domain fluency with a penchant for resolving subtle production issues (e.g., double-post fixes) that improve system correctness and reliability.
6 years of coding experience
8 years of employment as a software developer
Bachelor of Technology (B.Tech.), Computer Science, Bachelor of Technology (B.Tech.), Computer Science at Mahatma Gandhi University
Contributions:1 release, 60 reviews, 41 commits in 2 years 3 months
Contributions summary:Manoj primarily contributed to the Apache Fineract project, focusing on enhancing and modifying backend functionalities. Their commits demonstrate a strong understanding of Java, evident through code changes in core classes like `FixedDepositAccountData.java` and `TenantDatabaseUpgradeService.java`. The user also worked on loan-related features, including loan rescheduling and interest appropriation logic, by modifying classes like `LoanRescheduleRequestDataValidator.java` and integration tests. Furthermore, the user implemented fixes and improvements to address issues in the system, such as fixing the double posting issue on closing fixed deposits.
This was the former default web application built on top of the Apache Fineract platform. It's now deprecated and replaced by the the Mifos X Web App (https://github.com/openMF/web-app maintained by the Mifos Initiative as a reference solution for financial inclusion. It is a Single-Page App (SPA) written in web standard technologies.
Role in this project:
Full-stack Developer
Contributions:3 reviews, 6 commits, 6 PRs in 1 year 6 months
Contributions summary:Manoj primarily focused on enhancing the user interface and modifying fixed deposit and loan features. Their commits show substantial work in Angular, HTML, and JavaScript (implied by the file extensions and code snippets), with updates to views, controllers, and related functionalities. They implemented features for maturity instructions and principal percentage adjustments, indicating a deep understanding of the application's business logic and UI.
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