Michael Dowling
Chief Technology Officer at Movmint
Seattle, Washington, United States
Summary
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SeniorMichael Dowling is a seasoned CTO and multi-disciplinary IT executive with 30+ years of engineering and leadership experience, currently focused on distributed systems, AI/ML R&D, and fintech platform strategy from Seattle. He has repeatedly led banks and fintechs through core transformations and product launches—most recently reorganizing product, engineering, testing, and program teams at Finzly and architecting open-banking and embedded banking platforms for Summit National/Mode Eleven. A hands-on leader who still codes and pairs with teams, he blends technical depth (core banking, DLT, payments, scalability, security) with board-level governance and regulatory experience across OCC and Bermuda Monetary Authority environments. He co-founded and advised crypto-native banking efforts (Jewel, Frank Financial) and led blockchain payments programs at IBM and Wells Fargo, giving him rare credibility across legacy banking and blockchain stacks. Known for translating P&L and risk constraints into pragmatic, auditable tech roadmaps, he emphasizes nimble architectures, data-driven improvement, and hiring the right technical leaders to scale safely.
14 years of coding experience
27 years of employment as a software developer
Stackoverflow
1reputation
0reached
0answers
0questions
Github Skills (21)
stellar10
horizon9
blockchain8
daemon7
java7
ethereum7
react7
wallet7
grpc6
rpc6
bitcoin6
bitcoin-wallet6
spec6
dashboard6
protobuf5
Programming languages (6)
Github contributions (5)
fairxio/finance-messaging
Feb 2018 - Feb 2018
Contributions:8 commits, 6 pushes, 1 branch in 1 day
michaeldowling/ethyl
Jun 2016 - Aug 2016
Contributions:45 commits, 36 pushes in 2 months
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