Michael Favila
Co-Founder at Resource Lend
Hong Kong Island, Hong Kong, China
Summary
👤
Senior🎓
Top SchoolMichael Favila is a fintech-focused technology leader and co-founder with over a decade of hands-on experience building and scaling digital banks across Asia. He has led engineering and product teams to launch high-throughput banking systems and helped deliver milestones such as a digital bank reaching 1 million active customers and $10B deposits within five months. As a fractional CTO and advisor at Resource Lend, he blends strategic leadership with deep technical know-how in onboarding, payments, compliance, and performance testing. Michael’s background spans major regional players like Ant Group, Mox, Tandem, and Maya, and he pairs that industry experience with executive education from Quantic and Harvard in technology, leadership, and cybersecurity. A pragmatic operator, he’s known for compressing launch timelines (delivering a bank in six months) while architecting systems that handle millions of transactions reliably.
12 years of coding experience
11 years of employment as a software developer
Chief Technology Officer Program Engineering Technology General, Chief Technology Officer Program Engineering Technology General at Quantic School of Business and TechnologyCybersecurity Managing Risk in the Information Age, Cybersecurity Managing Risk in the Information Age at Harvard UniversityBachelor of Science in Computer Science Computer Science, Bachelor of Science in Computer Science Computer Science at STI College
Github Skills (22)
zend-framework7
api5
php5
cms4
crud-application4
optimizely4
authorization3
crud3
authentication3
content-management-system3
asp-net-core-mvc3
zf33
entity-framework-core2
full-stack2
fitness2
Programming languages (4)
Github contributions (5)
resourcemode/MfCms
Feb 2014 - Jul 2015
Contributions:70 commits, 1 PR, 4 pushes in 1 year 4 months
cmsmanagement-systemzendzend-frameworkphp
resourcemode/PHP-standalone-scripts
Apr 2016 - Feb 2019
Contributions:12 pushes in 2 years 11 months
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