Michael Ji
Chief Risk Officer at Airstar Digital Technology (天星数科-原小米金融）
Beijing, China
Summary
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Senior🎓
Top SchoolMichael Ji is a Chief Risk Officer with 10+ years leading risk strategy, credit policy and data-driven decisioning across major financial institutions and fintechs, currently steering risk at Airstar Digital Technology in Beijing. He combines deep credit and product experience from Citigroup, JPMorgan Chase and Yiren Digital with a strong analytics background (MS in Computer Science and Economics) to translate complex data into pragmatic loss forecasts, portfolio strategies and governance. Known for integrating customer engagement and lending product design into risk frameworks, he focuses on execution as much as strategy—reducing losses while enabling growth. Outside work he brings a historian’s mindset to data (self-described financial historian and accidental archivist), and pursues Julia, Jupyter and data-driven documents, suggesting a hands-on curiosity with modern analytics tooling.
10 years of coding experience
7 years of employment as a software developer
Master, Computer Science, Master, Computer Science at Utah State University
Stackoverflow
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Github contributions (5)
michaelschiltz/michaelschiltz.github.io
Mar 2017 - Dec 2022
Contributions:119 commits, 143 pushes, 1 branch in 5 years 9 months
michaelschiltz/peripheral-visions
May 2017 - Nov 2017
Contributions:229 commits, 227 pushes, 1 branch in 6 months
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