Mike Kelly is a founder and fintech technology leader with 15 years’ experience building and scaling payments and consumer finance products, from early engineering at Starling Bank to founding Curl and Overlay Payments. He combines hands-on software engineering and product design with executive experience in regulation and go-to-market, having led the UK delivery of Variable Recurring Payments and authored industry-defining analysis for the CMA. Mike invented the HAL API approach used in billions of transactions worldwide and continues to ship practical front-end tooling like the hal-browser. Based in Dubai, he now focuses on smarter tap-to-pay, open banking payments and AI-driven financial products, blending technical craft with commercial and regulatory savvy. An uncommon strength is translating deep protocol- and API-level thinking into customer-facing mobile experiences that drive adoption.
15 years of coding experience
11 years of employment as a software developer
Bachelor of Science - BS Computer Science & Business, Bachelor of Science - BS Computer Science & Business at University of Bath
Mathematics and Computer Science, Mathematics and Computer Science at Canford School
Contributions:113 commits, 21 PRs, 17 pushes in 4 years 9 months
Contributions summary:Mike's commits primarily focused on building the front-end of an API browser for the hal+json media type. Their work involved initial setup and styling with CSS, implementing the core browser layout using HTML and JavaScript, and integrating with Backbone.js for routing and view management. They added interactive elements like links for querying URI templates and implemented a non-GET request dialog.
Contributions:1 review, 3 PRs, 4 pushes in 3 years 3 months
Find and Hire Top DevelopersWe’ve analyzed the programming source code of over 60 million software developers on GitHub and scored them by 50,000 skills. Sign-up on Prog,AI to search for software developers.