Muhammad Arfeen is a Head of Product Engineering with 11 years of experience building payment gateways, APIs, and backend services from Karachi, Pakistan. He leads engineering teams at PayFast, blending hands-on development and technical leadership to deliver payment, onboarding, settlement, and fraud-resolution products integrated with local and international schemes like PayPak, Visa, MasterCard, and UPI. His background spans web architecture, REST API design, invoicing and merchant-facing platforms, and deep familiarity with integrations across banks, gateways, and shopping carts. Prior roles as senior principal and principal engineer sharpened his expertise in PHP backends, database design and optimization, and payment processor systems. He pairs engineering best practices with compliance and InfoSec guidance, often acting as a tech lead who codes alongside his team. A practical problem-solver, he frequently bridges product, infrastructure and business teams to design new payment services that meet regulatory and operational constraints.
11 years of coding experience
16 years of employment as a software developer
SSC, Physics,Maths,Biology,Chemistry, SSC, Physics,Maths,Biology,Chemistry at SM Public Academy
HSC, Physics,Chemistry,Maths, HSC, Physics,Chemistry,Maths at Pak. Shipowners' College Karachi
Diploma, Computer Science, Diploma, Computer Science at Academy of Business Computers
Certificate, Software Engineering, Certificate, Software Engineering at TEC
BS, Computer Science, BS, Computer Science at AlKher Univerity
Advanced Diploma, Computing Studies, Advanced Diploma, Computing Studies at KDU University College
Diploma, Project Management, Diploma, Project Management at Pakistan Institue of Management
Contributions:3 PRs, 7 pushes, 1 branch in 1 year 7 months
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Muhammad Arfeen - Head Of Product Engineering at PayFast