Summary
Muhammad Hummad is a technical team lead and software engineer with 9 years of experience specializing in fintech and banking solutions, currently leading payments and security initiatives at Habib Bank AG Zurich. He combines hands-on development in Java, Spring Boot, C++ and .NET ecosystems with deep expertise in HSM security, EMV/Non-EMV systems, and high-volume transaction processing across Visa, MasterCard, JCB and UAE Switch. Known for designing scalable, compliant systems, he bridges solution architecture and delivery to improve security, efficiency and customer trust. His background includes cloud and containerization work from a research role at a high-performance computing centre, which informs his pragmatic approach to modernizing legacy payment stacks. Colleagues rely on him for thoughtful leadership that balances operational rigour with hands-on coding.
8 years of coding experience
9 years of employment as a software developer
Bachelor of Engineering (BEng) Computer Engineering, Bachelor of Engineering (BEng) Computer Engineering at NED University of Engineering and Technology
42 Paris
St.Bonaventure's High School Hyderabad.
Urdu, English