Muhammad Karim
Regulatory Consultant
Old Toronto, Ontario, Canada
Summary
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Senior🎓
Top SchoolMuhammad Karim is a seasoned regulatory consultant and operations leader with over a decade of experience in financial services, risk remediation, and client dispute resolution at CIBC in Toronto. He combines deep analytical skills—built from roles as a business analyst, case and account manager, and financial analyst—with information systems expertise from an MCom (Hons) in Information Systems and an MBA in Marketing. Muhammad has a proven track record of turning regulatory complaint reviews and root-cause analysis into actionable training and process changes that reduce exposure and improve compliance. Earlier in his career he ran operations for the Australian High Commission, overseeing SAP-based financial controls, systems administration and HR for diplomatic services—an uncommon cross-border governance experience for a banking regulator. He also brings practical project leadership in market strategy, franchise development and IT education initiatives across diverse markets, demonstrating an ability to translate complex requirements into timely, cost-conscious delivery. Pragmatic, detail-oriented and comfortable liaising with senior stakeholders, he excels at bridging compliance, operations and technology to mitigate risk and drive continuous improvement.
11 years of coding experience
16 years of employment as a software developer
MCom (Honours), Information Systems, 95%, MCom (Honours), Information Systems, 95% at The University of QueenslandBBA, Accounting, 85%, BBA, Accounting, 85% at City University LondonMBA, Marketing, GPA 3.70, MBA, Marketing, GPA 3.70 at Western International University
English, Bengali, HindiGithub contributions (5)
Mzkarim/SentimentAnalysis
May 2015 - Jun 2015
Contributions:26 commits, 19 pushes, 1 branch in 17 days
Mzkarim/Exploring--CO2-Emission-Data-
Nov 2015 - Dec 2015
Contributions:5 commits, 5 pushes, 1 branch in 18 days
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