Muhammad M
Unit Head Digital Development at HBL Microfinance Bank LTD
Islamabad, Islamabad Capital Territory, Pakistan
Summary
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Senior🎓
Top SchoolMuhammad M is a seasoned digital banking and technology executive with over a decade of experience delivering large-scale, regulatory‑aligned financial platforms and customer-facing digital channels. As Unit Head Digital Development at HBL Microfinance Bank he has led end-to-end delivery of mobile, branchless, LOS and middleware systems, driving PCI DSS certification, Raast integrations and an award‑winning paperless onboarding flow. He combines hands‑on engineering roots—founder of a web development agency and a background in PHP, Laravel and core banking integrations—with strategic product architecture and security governance for mission‑critical systems. Known for unifying fragmented digital services (e.g., OneAPP) and accelerating platform automation, he partners closely with compliance and regulators to turn complex requirements into scalable solutions. Based in Islamabad, he balances entrepreneurial grit with enterprise delivery, and even outside banking maintains a practical maker’s mindset from building hundreds of WordPress and e‑commerce projects.
11 years of coding experience
14 years of employment as a software developer
Matriculation Science, Matriculation Science at Municipal Model High School for Boys, GujratBachelor of Science (BS) Computer Science, Bachelor of Science (BS) Computer Science at University Of GujratF.Sc Engineering, F.Sc Engineering at Govt. Zamindara Degree College, Gujrat
English, Urdu
Stackoverflow
151reputation
14kreached
11answers
6questions
Github Skills (137)
vagrantfile10
metadata10
laravel-notifications10
composer10
opengraph10
seo10
wordpress10
laravel10
meta-tags10
yoast10
xml-sitemap10
laravel-sms10
restful-api10
resource-management10
plugin10
Programming languages (10)
Github contributions (5)
glowlogix/wp-frontend-profile
Sep 2019 - May 2022
Contributions:27 releases, 31 reviews, 58 commits in 2 years 8 months
wordpressto-dofrontenddashboardlogin-and-register
codemovement/masonry-pk
May 2016 - Jan 2017
Contributions:1 release, 13 pushes, 1 branch in 8 months
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