Munish Kumar is a Senior Software Engineer with 11 years of experience specializing in payment orchestration and PayFac solutions, currently based in Munich. He has a strong track record integrating leading PSPs like Adyen, Stripe and Checkout.com while ensuring PSD2, 3DS and PCI DSS compliance to drive secure, efficient transactions. Technically fluent in Java, Spring, Quarkus and event-driven platforms such as Kafka, he designs scalable payment architectures backed by MongoDB/PostgreSQL and containerized deployments. Munish has progressed from hands-on developer roles to senior engineering positions at Payoneer and now ATOSS Software, blending deep backend expertise with practical DevOps experience. He’s particularly adept at untangling complex provider integrations and automating compliance-sensitive flows, bringing a systems-minded approach to payments engineering.
11 years of coding experience
15 years of employment as a software developer
BSc Physics Chemistry and Mathematics, BSc Physics Chemistry and Mathematics at KM College
Govt Senior Secondary School, Narwana, Haryana
Master of Computer Applications - MCA Computer Science, Master of Computer Applications - MCA Computer Science at CDLU
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