Nayan Ambali
Co-Founder Product, Design & Technology at Nivāsa Finance
Bengaluru, Karnataka, India
Summary
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Rockstar🎓
Top SchoolNayan Ambali is a founder and product-led technology executive with 13+ years building lending platforms and fintech infrastructure that scale—most recently as CEO and founder of Finflux, which powers loan origination and collections for over 60 institutions and 5+ million customers. He combines hands-on full-stack engineering (notably front-end Angular work and Java back-end contributions to Apache Fineract/Mifos) with strategic product and go-to-market leadership across banking, lending, and financial inclusion. Nayan has repeatedly turned open-source contributions into production-grade financial features, such as group/loan officer management and UI enhancements for widely used microfinance platforms. Before Finflux he co-founded RuPie to deliver branchless microfinance to urban semi-skilled workers, and later scaled fintech products in senior roles at M2P Fintech. Based in Bengaluru, he blends general management, product marketing and operations experience with a clear mission to expand fair access to financial services. A background in electronics and early career experience leading healthcare cloud projects adds systems-thinking discipline to his product and engineering approach.
13 years of coding experience
19 years of employment as a software developer
Bachelor of Engineering (BE) Electronics and Communications Engineering, Bachelor of Engineering (BE) Electronics and Communications Engineering at Visvesvaraya Technological University
English, Kannada, manipuri, Marathi
Stackoverflow
15reputation
3kreached
1answer
2questions
Github Skills (26)
javascript10
back-end-development10
java10
javas10
sql10
database-design10
spring-boot10
angular10
postgresql9
apidoc9
api9
jpa9
html9
banking8
bank8
Programming languages (7)
Github contributions (5)
openMF/community-app
Aug 2013 - Oct 2016
(DEPRECATED) This was the former default web application built on top of the Apache Fineract platform. It's now deprecated and replaced by the the Mifos X Web App (https://github.com/openMF/web-app maintained by the Mifos Initiative as a reference solution for financial inclusion. It is a Single-Page App (SPA) written in web standard technologies.
Role in this project:
Front-end Developer
Front-end DeveloperContributions:448 commits, 12 PRs, 11 pushes in 3 years 2 months
Contributions summary:Nayan primarily contributed to the front-end development of the application, adding and integrating Angular UI components for improved user interface elements. They focused on creating and adding features such as client lists. The changes involved the implementation of various Angular UI bootstrap elements and integration of new components and pages into the application. Also, they added several files and made significant changes to existing HTML and JavaScript files, further indicating a focus on the user interface and overall application structure.
mifos
openMF/Deprecated-mifosx
Feb 2013 - Dec 2014
NOW DEPRECATED. This was the backend platform prior to donation of the Backend to Apache Software foundation. All backend development occurs on Apache Fineract (https://github.com/apache/incubator-fineract).
Role in this project:Back-end Developer
Back-end DeveloperContributions:41 commits in 1 year 10 months
Contributions summary:Nayan primarily contributed to back-end development tasks within the mifosx repository. Their work involved adding constraints to loan product names, changing the update method to `saveAndFlush`, and implementing functionality for adding and unassigning loan officers to groups. The code changes show modifications to Java files and SQL scripts, suggesting database interaction and business logic implementation. These changes indicate the user focused on enhancing core financial functionalities.
back-end-developmentbackend
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