Neel Kamal

Product Manager - Microfinance ( Commercial Banking ) at Kotak Mahindra Bank

Mumbai, Maharashtra, India
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Summary

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Senior
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Neel Kamal is a product manager at Kotak Mahindra Bank specializing in technology-led transformation for microfinance, with eight years of experience spanning software engineering, product strategy, and fintech. He has led post-merger integrations, platform alignments, and digital journey redesigns that improved business continuity and operational efficiency for underserved customers. With an IT background and advanced management degrees from MDI Gurgaon and ESCP, he blends technical fluency with strategic rigour to translate ambiguous problems into scalable systems and data-driven decisions. His hands-on experience ranges from founding an ed-tech startup and frontend development to driving product strategy in web3 and microfinance, reflecting an entrepreneurial curiosity. Based in Mumbai, he is particularly interested in financial inclusion, emerging technologies, and building products that simplify field operations and customer experiences.
code8 years of coding experience
job3 years of employment as a software developer
bookHigher Secondary Education PCM, Higher Secondary Education PCM at Modern Academy Ashok Ngr. Charova Gaya, Bihar
bookSenior Secondary Education, Senior Secondary Education at D.A.V. Public School Cantonment Area Gaya, Bihar
bookMasters in Management (MiM) International Business Europe, Masters in Management (MiM) International Business Europe at ESCP Business School
bookPost Graduate Diploma in Management International Business, Post Graduate Diploma in Management International Business at Management Development Institute, Gurgaon
bookBachelor's degree Information Technology, Bachelor's degree Information Technology at Cochin University of Science and Technology

Github contributions (5)

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Contributions:8 commits, 7 pushes, 1 branch in 5 months
Contributions:9 pushes, 1 branch in 1 day
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Neel Kamal - Product Manager - Microfinance ( Commercial Banking ) at Kotak Mahindra Bank