Neeloy Ghosh
Technical Architect at Tata Consultancy Services
Kolkata, West Bengal, India
Summary
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Senior🎓
Top SchoolNeeloy Ghosh is a Technical Architect with over a decade of experience specializing in payments and POS systems, currently leading end-to-end integrations of BNPL and card-on-UPI solutions for Tata NEU at Tata Consultancy Services. He played a key role in designing core components of India's UPI ecosystem, including an NPCI library used by major UPI apps and bespoke encryption/decryption algorithms for payment APIs. His background spans AEPS biometric merchant solutions, SIMPL/LazyPay integrations, and deep operational knowledge of refunds, reversals and reconciliation workflows. Comfortable across front-end and back-end stacks, he combines hands-on implementation experience from startups to large enterprises with systems-level design for high-security financial services. Based in Kolkata, he brings rare domain expertise that bridges protocol-level work (UPI/Aadhaar-enabled payments) with product integrations for consumer-facing platforms.
9 years of coding experience
10 years of employment as a software developer
Higher Secondary; 12th, 81 %, Higher Secondary; 12th, 81 % at Burdwan Municipal High School,West Bengal Council Of Higher Secondary EducationBachelor of Technology (B.Tech.), Computer Science, 79 %, Bachelor of Technology (B.Tech.), Computer Science, 79 % at West Bengal University of TechnologySecondary, 88%, Secondary, 88% at Burdwan Municipal High SchoolGithub contributions (2)
amitkp/Android
Nov 2016 - Feb 2017
Contributions:6 PRs, 81 pushes in 3 months
neeloyghosh1990/EasyDataStorage
Nov 2018 - Dec 2018
Contributions:19 commits, 15 pushes, 1 branch in 17 days
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