Nikita Endaltsev is a product and payments leader with 11 years of hands-on experience building data-driven fintech and consumer mobile products, currently heading SME Payments at Raiffeisen where he leads four cross-functional teams and 50 R&D professionals. He has a proven track record of scaling mobile payment adoption (taking mobile fast payments from 0% to 80% of B2C fast flows) and launching bank-to-bank and B2B payment rails while improving core client experiences. Prior roles span product, data science and engineering—driving AI-led support bots, recommendation engines and in-app ad monetization that delivered multi-million dollar monthly results. Trained in software engineering and data science, he blends quantitative rigor with product intuition and a taste for mathematical thinking. Based in Porto, he pairs strategic leadership with tactical delivery, often surfacing automation and AI opportunities that quietly boost efficiency and retention.
11 years of coding experience
5 years of employment as a software developer
Master's degree Data Science, Master's degree Data Science at Skolkovo Institute of Science and Technology
Bachelor of Engineering (BE) Computer Software Engineering, Bachelor of Engineering (BE) Computer Software Engineering at Higher School of Economics
Contributions:91 commits, 78 pushes, 1 branch in 22 days
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Nikita Endaltsev - Head Of SME Payments at Raiffeisen