Nikolay Spasov
CEO & Chairman Of The Management Board at D Commerce Bank
Bulgaria
Summary
👤
Senior🎓
Top SchoolNikolay Spasov is a banking executive and digital transformation leader with over 20 years of hands-on experience across Bulgaria, Romania and Greece, now serving as CEO & Chairman of the Management Board. He built his career bridging business and IT—leading in-house software development, payments infrastructure and large-scale automation initiatives using AI agents and RPA. Previously he ran IT, operations and innovation at TBI Bank, stewarding cross-border digitalisation, vendor ecosystems and centralized services. A strategist and project leader, he combines treasury, payments and lending operations expertise with information security and property/fleet management. Nikolay’s academic mix—from banking management to digital marketing and even archaeology—signals a curious, multidisciplinary approach to problem solving. He is known for translating complex regulatory and technical constraints into pragmatic, customer-focused banking products.
12 years of coding experience
7 years of employment as a software developer
High School Diploma, High School Diploma at Fettes CollegeMaster, Digital Marketing - Customer Engagement, Social Media, Planning & Analytics, Master, Digital Marketing - Customer Engagement, Social Media, Planning & Analytics at Columbia Business SchoolMaster's degree, Archeology, Master's degree, Archeology at New Bulgarian UniversityMaster's degree, Banking Management, Master's degree, Banking Management at Dimitar A. Tsenov Academy of Economics
English, Greek, French, Bulgarian
Stackoverflow
376reputation
26kreached
8answers
1question
Github Skills (24)
linq9
dotnet9
schema-migrations9
poco9
csharp9
dotnet-core9
entity-framework9
orm9
mapper9
database9
sql8
change-tracking8
unicode6
nunit6
css6
Programming languages (1)
Github contributions (5)
nikolay-spasov/AsciiVideo
Sep 2013 - Mar 2014
Contributions:24 commits in 6 months
nikolay-spasov/fourth-task
Jul 2018 - Jul 2018
Contributions:5 pushes, 1 branch in 3 days
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