Summary
Nishant Gupta is an architect and software leader with 10 years of experience building high-scale fintech systems at PhonePe, rising from early engineer to lead all Lending verticals. He has designed and operationalized mission-critical platforms including loan origination, account aggregator integrations, a multi-channel communication orchestrator, and an in-house ad-serving and rewards ecosystem. Known for turning ambiguous product needs into robust backend architectures, he’s delivered features from AutoPay and BillPay reminders to complex incentives and referral frameworks. Comfortable across payments, lending and growth stacks, he combines hands-on implementation with team-level design and operational ownership. A CSE graduate from NIT Allahabad based in Bengaluru, he joined PhonePe before its public launch and retains a builder’s mindset focused on reliability and scale.
10 years of coding experience
9 years of employment as a software developer
Computer Science and Engineering, Computer Science and Engineering at Motilal Nehru National Institute Of Technology
English, Hindi