Nitish Ghosal
Data Science Manager
Cincinnati, Ohio, United States
Summary
👤
Senior🎓
Top SchoolNitish Ghosal is a data science manager with nearly a decade of experience applying predictive modeling and analytics across consumer lending, insurance, and consulting to drive revenue and profitability. He has led cross-functional teams at scale—delivering underwriting, pricing and acquisition strategies for prime, thin-file and new-to-credit segments that impacted millions of customers and generated multi-million-dollar PBT uplift. At Discover he combined cashflow-based underwriting and rewards/product analytics for secured and student cards, and at Ameritas he built voice-of-customer, NPS-driven personas and cross-channel marketing optimizations. Now at PayPal, he brings a pragmatic blend of strategic vision and hands-on model delivery informed by an MS in Business Analytics. Known for translating complex data into measurable business levers, he often blends credit risk and marketing analytics to unlock underserved customer segments.
9 years of coding experience
7 years of employment as a software developer
Master of Science - MS Business Analytics, Master of Science - MS Business Analytics at University of Cincinnati Carl H. Lindner College of BusinessBachelor of Technology (B.Tech.) Mechanical & Automation Engineering, Bachelor of Technology (B.Tech.) Mechanical & Automation Engineering at Guru Gobind Singh Indraprastha University
Hindi, English, Bengali
Github Skills (4)
r-programming8
predict7
python4
machine-learning3
Programming languages (2)
Github contributions (5)
nitishghosal/Predictive-Modelling-of-Flight-Landing-Distance
Sep 2016 - Oct 2017
Contributions:13 commits, 12 pushes, 1 branch in 1 year 1 month
nitishghosal/Gender-Recognition-by-Voice
Mar 2018 - Mar 2018
Contributions:11 commits, 10 pushes, 1 branch in 1 day
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