Ondrej Zaoral
Owner at Inoxive
Prague, Czechia
Summary
👤
Senior🎓
Top SchoolOndrej Zaoral is a multilingual founder and strategy-focused technologist with 11+ years of experience at the intersection of finance, payments and telematics. As owner of Inoxive he advises banks and infrastructure clients on digital distribution, payment rails (cards, mobile wallets, micropayments) and economics of electronic tolling and e-ticketing systems, repeatedly delivering large integrations like Apple/Google Pay acquiring and PSD2 SCA. He combines hands-on project delivery—having led nationwide eToll clearing implementations and fleet card integrations—with senior strategy work at ČSOB and contributions to regional tolling rules and research on performance-based tolling. An MBA from ESMT and doctoral training in monetary theory underpin his ability to translate technical design into financeable business models. Known for pragmatic innovation, he often blends product design, security use-cases and commercial structuring to unlock cashless revenue and infrastructure financing.
11 years of coding experience
1 year of employment as a software developer
Master of Business Administration - MBA, General Management, Technology management, With Honors (Class Rank 4), Master of Business Administration - MBA, General Management, Technology management, With Honors (Class Rank 4) at ESMT BerlinPh.D., Monetary Theory & Policy, Ph.D., Monetary Theory & Policy at Vysoká škola ekonomická v Praze
English, German, Czech
Github Skills (34)
homebridge10
visa10
payment-service10
homekit10
payment-integration10
payment-gateway10
mastercard10
credit-card10
payment-methods10
payment-processing10
siri10
api10
gateway10
payment10
credit10
Programming languages (3)
Github contributions (5)
csob/paymentgateway
Apr 2015 - Jun 2022
English documentation of the ČSOB Payment Gateway that offers an API for credit card payments, Apple Pay, Google Pay, mallpay and ČSOB Payment Button.
Contributions:36 commits, 34 pushes, 1 branch in 7 years 3 months
payment-buttonpayapplepaypayment-methodspayment-processing
csob/platebnibrana
Jun 2022 - Jun 2022
Česká dokumentace ČSOB platební brány a jejího eAPI pro platby platebními kartami, Apple Pay, Google Pay, mallpay a platebními tlačítky ČSOB.
Contributions:4 pushes, 1 branch in 1 day
payapplepaygooglepaypayment-methodstla
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