Engineering Director - Consumer Credit Underwriting at Klarna
Sweden
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Summary
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Senior
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Top School
Paulo Grácio is an engineering leader with 11 years of experience building scalable, data-driven consumer finance systems at Klarna, now directing Consumer Credit Underwriting. He blends deep Java and cloud engineering expertise (JEE, Spring, Kafka, AWS) with formal business analysis training (IIBA member using BABOK) to ensure technical solutions deliver measurable business value. Paulo has moved from hands-on development to managing high-performance teams that launch Klarna into new markets, balancing product outcomes with robust architecture and CI/CD practices. His background spans fintech, healthcare, defense, and energy projects, reflecting a knack for translating complex domain requirements into reliable software. A certified Java specialist (SCJP, SCBCD) who championed continuous integration and static analysis early in his teams, he brings both technical rigor and process discipline. Based in Sweden, he is as comfortable defining requirements and validation strategies as he is guiding large-scale distributed systems into production.
11 years of coding experience
18 years of employment as a software developer
Computer Science Computer Science, Computer Science Computer Science at Universidade de Coimbra
Contributions:68 commits, 7 PRs, 67 pushes in 3 years 7 months
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