Penny Pan
BI Analyst, Credit Risk at First Tech Federal Credit Union
New York, New York, United States
Summary
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Senior🎓
Top SchoolPenny Pan is a BI Analyst specializing in credit risk with nearly a decade of hands-on experience translating financial data into actionable risk insights. With an MBA focused on Finance and Decision Support Modeling and a background in physics, she blends quantitative rigor with practical business acumen to build forecasting models, visualizations, and reports that drive portfolio decisions. She has progressed through analytical and risk roles at Ally Financial and Zimmer Dental and now applies that domain expertise at First Tech Federal Credit Union. Proficient in SQL, R, SAS, Tableau and Excel, Penny is equally comfortable coding models as she is communicating results to stakeholders. Her physics training and passion for data science lend her a curiosity-driven approach to anomaly detection and model validation that uncovers non-obvious risk patterns.
9 years of coding experience
4 years of employment as a software developer
Bachelor, Finance, Bachelor, Finance at National Chengchi UniversityMBA, Finance & Decision Support Modeling, MBA, Finance & Decision Support Modeling at Indiana University - Kelley School of Business
Chinese, EnglishGithub contributions (5)
mumuxi15/Project_Euler
Nov 2020 - Feb 2025
Contributions:14 pushes, 1 branch in 4 years 4 months
mumuxi15/Kolmogorov_Turbulence_Model
Jul 2018 - Feb 2022
Contributions:5 commits, 5 pushes, 1 branch in 3 years 7 months
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